Pedestrians and cyclists have little protection in a collision with a vehicle, which often leads to serious injuries even at low speeds. Liability can hinge on right-of-way rules, crosswalk signals, and bike lane laws — details insurance companies frequently dispute.

Common Types of Pedestrian & Bicycle Accidents

• Crosswalk and intersection collisions
• Sidewalk or bike lane incursions
• Parking lot and backing-up accidents
• “Dooring” incidents (a parked car door opening into a cyclist’s path)
• Hit-and-run accidents
• Accidents caused by distracted or impaired driving

Common Injuries & Damages

Because pedestrians and cyclists have no protective shell, injuries tend to be severe — fractures, road rash, traumatic brain injuries, and spinal injuries are common. A claim can typically account for medical bills, lost wages, bicycle or equipment damage, and pain and suffering.

What To Do After a Pedestrian or Bicycle Accident

1. Call the police and get an official accident report.
2. Seek medical attention, even if injuries seem minor.
3. Document the scene — photos, witness names, and contact info.
4. Preserve your damaged bicycle, clothing, or equipment as evidence.
5. Avoid giving a recorded statement to any insurer before speaking with a firm.